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Volume Seven, Number One November/December 1997 Readers WriteI was intrigued by Albert E. Johnson's "God Creates the Natural, and Man, the Supernatural," and his noting the "Act of God" language in insurance policies. If sea level rises even modestly it impacts great amounts of coastal property, since so many of the world's greatest urban population centers -- with concomitant escalated real property values -- occur near sea level. My theory is that the insurance industry realizes that global climate change could be argued in the courts as NOT an Act of God but a human-caused phenomenon, thus causing insurance companies severe fiscal stress-and present panic. And since the perpetrator is clearly us, the insurance industry's long practice of hiding behind the Act of God they otherwise discount (from the standpoint of economic and social justice) may no longer be an option. Ed Zahniser
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